Payments · New Zealand
Getting money in and out of Smokos from New Zealand
What deposits work for Kiwi players, what pays back out, and the limits around both.
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Depositing and withdrawing use different rails here - sort it out before you fund the account, not after you've tried to cash out.
Depositing from New Zealand
| What | The facts |
|---|---|
| Minimum deposit | $20 |
| Account currency | Locked in as NZD at signup - no switching later. |
| Processing | Card, Apple Pay and crypto deposits are usually credited straight away. |
Withdrawing back out
Cards aren't a withdrawal option for New Zealand players, even though they work fine for depositing. Visa's payout rail excludes several countries and Mastercard's payout rail is limited to a set list of European countries - New Zealand isn't on either. Bank transfer and crypto are what's confirmed to actually work.
| What | The facts |
|---|---|
| Bank transfer payout time | ~3 banking days |
| Monthly withdrawal cap | $50,000 per month (VIP exceptions possible); wins above $50,000 may be paid in monthly $50,000 installments |
| Progressive jackpots | Always paid in full, no instalment cap. |
| Before you can withdraw | Your deposit has to be wagered at least once first. |
| Closed-loop rule | Withdrawals go back the way the money came in. |
Crypto specifically
Bitcoin, Ethereum and Tether (USDT) work for both deposits and withdrawals. Processing times for crypto aren't published, so don't trust a specific number if you see one quoted elsewhere.
Questions Kiwi players ask
Can I withdraw to the card I deposited with, in New Zealand?
No - card payout rails don't cover New Zealand. Bank transfer and crypto are confirmed to work.
What's the minimum deposit?
$20.
How long do bank transfer withdrawals take?
~3 banking days.
Is there a withdrawal limit?
$50,000 per month (VIP exceptions possible); wins above $50,000 may be paid in monthly $50,000 installments Progressive jackpots are paid in full regardless.